We're building a better way to send money home.
Salo is building a money-transfer service for Filipinos working in Japan. We're aiming for low, clear fees and transfers that arrive in minutes. And we'll support cash on both ends, if that's how you and your family live.
From a small team in Tokyo. Say hello.
Japan → Philippines
Hundreds of thousands of Filipinos live and work in Japan. Most send money to family every month — and most still lose too much of it to fees, poor exchange rates, and days of waiting.
- Sending from
- Japan · ¥
- Arriving in
- Philippines · ₱
Sending money home should not be this hard.
It costs too much.
Fees and hidden exchange-rate margins quietly take a cut of every month's wages before they reach anyone's hands.
It takes too long.
Money sent on a Friday can still be "processing" on Monday, while the bill it was meant for is already due.
It punishes cash.
Paying in cash usually means a counter, a queue, and the worst rate of all. Collecting in cash means the same on the other side.
How money will get home.
Three steps — from your phone to your family's hands.
You'll set the amount and recipient
On your phone, in English, Japanese, or Tagalog. You'll see the full cost before you confirm.
You'll pay your way
Cash at an ATM, or a transfer from your bank.
ATM
Cash deposit at an ATM near you. No bank account needed.
Bank transfer
From any Japanese bank.
They'll receive it, their way
To an e-wallet, bank account, or as cash for pickup — in minutes, not days.
Digital
E-wallet or bank account.
Cash pickup
At a counter near them.
Every transfer. Every time.
The full cost, before you send.
You'll see the fee and exchange rate up front. No margin hidden in the rate, no surprise on the receiving end.
Every step, visible.
You and your family will follow the transfer from payment to arrival, in real time.
Encrypted and receipted.
Every transfer will be encrypted in transit and at rest, and come with a signed receipt showing exactly what you paid and what your family received.
Cash in, cash out.
We're building Salo to support people without a bank account on either end.
A small team in Tokyo, working through our registration and talking to the partners who'll help us launch.
If you work in payments, compliance, or payout networks in Japan or the Philippines — or you'd simply like to know when we're ready — we'd like to hear from you.
hello@salo.money- Company name
- Salo Services K.K.
- Representative
- Brendan Pike Forster, Representative Director
- Address
- Humax Ebisu Building 7F & 8F, 1-1-1 Ebisu-Minami Shibuya-ku, Tokyo 150-0022, Japan
- Business
- Planning and development of financial services
- Status
- Applying for registration as a funds transfer service provider in Japan. We'll open for transfers once registered.